“DISCLAIMER”
The Arrow Internet team strives to provide you with useful, accurate, and timely information on this Web site. Accordingly, Arrow has attempted to provide accurate information and materials on this Web site but assumes no responsibility for the accuracy and completeness of that information or material. Arrow may change the content of any information or material available at this Web site, or to the products described in them, at any time without notice. However, Arrow makes no commitment to update the information or materials on this Web site which, as a result, may be out of date. Information and opinions expressed in bulletin boards or other forums are not necessarily those of Arrow. Neither Arrow, nor its officers, directors, employees, agents, distributors, or affiliates are responsible or liable for any loss or damage whatsoever (including, but not limited to, actual, consequential, or punitive), liability, claim, or other injury or cause related to or resulting from any information posted on the Arrow Web site. Arrow reserves the right to revise these terms and/or legal restrictions at any time. You are responsible for reviewing this page from time to time to ensure knowledge of and compliance with the then-current terms and legal restrictions because they will be binding on you. Certain provisions of these terms and legal restrictions may be superseded by expressly designated legal notices or terms located on particular pages of this Web site. Any application for cover at all times remains subject to Arrow’s specific acceptance.”
USE OF INFORMATION
Arrow is committed to ensuring the privacy and integrity of information submitted by visitors to the Arrow Web site. All information of a personal nature submitted or provided by visitors will be treated confidentially and will not be disclosed to any person without express consent of the visitor concerned. However, disclosure or any information provided or submitted by a visitor may be made where such information is in the public domain or Arrow is obliged in terms of any law, order of court, legal process or other lawful reason to disclose such information. Arrow may disclose certain personal information of visitors, such as names, physical, postal and e-mail addresses to affiliated service providers for purposes of distributing promotional materials, newsletters, surveys and questionnaires or other information or material but only if a visitor has specifically indicated its willingness to receive such materials or information. Arrow may provide third parties with general information that does not include particular personal information about visitors, such as their names and addresses, and which is intended to be used solely for compiling statistical or demographic information or otherwise abstract and non-personalised information.
TERMS AND CONDITIONS OF USE
Welcome to the corporate Web site of Arrow Underwriting Managers (Pty) Ltd (hereafter referred to as Arrow). Use of this site is governed by the Terms and Conditions set forth. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEB SITE. The information and materials provided by Arrow may be used for informational purposes only. By using, accessing or downloading materials from this Web site you agree to follow the terms and provisions as outlined in this legal notice, which apply to all visits to the Arrow Web site, both now and in the future. Arrow may at anytime revise and update the Terms and Conditions. You are encouraged to periodically visit this page to review the most current Terms and Conditions to which you are bound. If you do not agree to these Terms and Condition of Use, please do not use this Web site.
All rights reserved. Reproduction, adaptation, or translation without permission is prohibited except as allowed under the International copyright laws. All the text, graphics, design, content, and other works are the copyrighted works of Arrow Underwriting Managers (Pty) Ltd.
RESTRICTIONS
You may view, download and copy information and materials available on this Web site solely for your personal, non-commercial use. You may also use such material within your organization in connection with the support of Arrow products. As a condition of use, you agree not to modify or revise any of the material in any manner, and to retain all copyright and other proprietary notices as contained in the original materials on any copies of the materials. No other use of the materials or information is authorized. Any violation of the foregoing may result in civil and/or criminal liabilities.
OWNERSHIP OF INFORMATION AND MATERIALS
The information and any materials (including images, content, product information, press releases, FAQ’s) available on or from this Web site are the copyrighted works of Arrow, and any unauthorized use of that information or materials may violate copyright, trademark and other laws.
Any rights not expressly granted herein are reserved.
TRADEMARK INFORMATION
Arrow trademarks may be used only with written permission from Arrow. All other trademarks, brands, and names are the property of their respective owners. Except as expressly specified in these terms and legal restrictions, nothing contained herein shall be construed as conferring by implication or otherwise any license or right under any patent, trademark, copyright or any proprietary rights of Arrow or any third party.
LINKS TO OTHER WEB SITES
As a convenience and to make the Arrow Web site truly service oriented we have included links to complementary sites on the Internet. These sites are owned and operated by third parties. Arrow makes no representation and is not responsible for the availability of, or content located on or through, these third party sites. A third party link from the Arrow Web site is not an indication that Arrow endorses the third party or its site, or has any affiliation with or between Arrow and the third party hosting site.
USE OF INFORMATION
Arrow is committed to ensuring the privacy and integrity of information submitted by visitors to the Arrow Web site. All information of a personal nature submitted or provided by visitors will be treated confidentially and will not be disclosed to any person without express consent of the visitor concerned. However, disclosure or any information provided or submitted by a visitor may be made where such information is in the public domain or Arrow is obliged in terms of any law, order of court, legal process or other lawful reason to disclose such information.
Personal information may be disclosed to Arrow’s employees, suppliers and marketing agents where this information is necessary for them to evaluate and enhance the product and services offered on this web site.
Arrow may disclose certain personal information of visitors, such as names, physical, postal and e-mail addresses to affiliated service providers for purposes of distributing promotional materials, newsletters, surveys and questionnaires or other information or material but only if a visitor has specifically indicated its willingness to receive such materials or information.
Arrow may provide third parties with general information that does not include particular personal information about visitors, such as their names and addresses, and which is intended to be used solely for compiling statistical or demographic information or otherwise abstract and non-personalised information.
TERMINATION OF USE
Arrow may, in its sole discretion, terminate or suspend your access to all or part of the Arrow Web site, including, but not limited to any bulletin boards on its site, for any reason, including without limitation, breach of this agreement. In the event this agreement is terminated, the restrictions regarding materials appearing on the site and the representations and warranties, indemnities, and limitation of liabilities set forth in this agreement shall survive any such termination.
GENERAL PROVISIONS
If any provision of this agreement is deemed void, unlawful or otherwise unenforceable for any reason, that provision shall be severed from this agreement and the remaining provisions of this agreement shall remain in force. This contains the entire agreement between you and Arrow concerning your use of the Web site, and the agreement shall not be modified, except in writing, signed by both parties. If you have questions regarding the Arrow Terms and Conditions, please email: (info@www.arrowum.co.za )